At Winter & Associates, our principles have helped us endure through four generations of trustworthy financial professionals and become one of the oldest financial firms in the Upper Midwest. In the office, we help our clients build foundations for financial success. Outside the office, we help strengthen our communities through philanthropic work and practical retirement education. This is how we maintain our legacy.

RETIREMENT PLANNING TODAY

Trustworthy financial guidance for retirement planning has always been important, but it has become even more critical with the rising cost of healthcare and the uncertain future for Social Security, combined with the fact that people are simply living much longer than previous generations. And while there are many options to save for your future, finding the right strategy to meet your needs demands some knowledge of how it all works.

Nicole Winter Tietel, President of Winter & Associates, saw a need for comprehensive retirement planning in her community and decided to take action. Along with sharing her financial management expertise in numerous publications, Nicole teaches a six-hour financial education course to individuals nearing retirement. The course, Retirement Planning Today, is designed to provide individuals with comprehensive, objective knowledge that can be easily applied. Course topics include something for everyone, from financial issues that pertain to the self-employed to recent tax law changes.

Topic examples:

• How to determine the amount of money you need to retire
• How to create personal retirement goals
• How to eliminate debt and improve cash flow
• How to properly convert an IRA to a Roth IRA
• How to select a retirement plan distribution choice
• How to plan your retirement income to preserve a comfortable standard of living
• How to transfer the risk of potential financial losses before or during retirement
• How to reduce or eliminate taxes, expenses, delays, and legal challenges with estate planning

 
Whether your objective is to build a nest egg, protect your assets, or preserve your lifestyle throughout retirement, we encourage you to register for the next session of Retirement Planning Today. You’ll learn about the many ways to save for retirement as well as the advantages and disadvantages of each strategy. You’ll discover how to manage investment risks and protect your assets from potential long-term health care expenses. Above all, you’ll learn how to assess your financial situation and develop a personalized strategy to achieve your retirement goals. Contact us to request a mailed invitation.

COMMUNITY ENGAGEMENT

Winter & Associates was founded in 1908 with a focus on family and building community. Our team is proud to carry on that legacy to this day through volunteering and making impactful contributions to the communities in which we live and work. By supporting causes such as the American Cancer Society, Second Harvest Heartland, Jeremiah Program, and Children’s Minnesota, we’re able to strengthen our local fabric while exploring our team’s skills in new and meaningful ways.

Every person on our team works to better the communities we call home. From education and child welfare, to combating hunger and disease, we take pride in advocating for important issues and doing our part. Because when our clients and community members are happy and prosperous, so are we. Click here to learn more about the organizations we support.

YOUR FAMILY LEGACY IS OUR FAMILY BUSINESS

At Winter & Associates, our purpose is to understand your financial needs and goals and help to assess your risk tolerance. Book a meeting with a financial advisor today, and we’ll get to work defining an approach that fits your unique situation. Our clients benefit not only from our team’s collective decades of experience, but also from our network of trusted professionals with expansive resources. Let’s get to work on your financial goals! Contact us today to get started.
 

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